General disclaimer statement
Important notice
This website provides general information only.
It is not intended as personal financial, legal, or tax advice.
Information provided on this website is for general purposes and should not be relied upon as professional advice. Always consult with a qualified adviser before making any financial decisions.
General information
All content is intended for informational use only and does not constitute a personal recommendation. We strive for accuracy but do not guarantee completeness or suitability for your circumstances.
Limitation of liability
We are not liable for any loss or damage resulting from reliance on information on this website.
Accuracy of information
While efforts are made to ensure content accuracy, we do not warrant that information is always current or free from error. Please confirm important details independently.
Content may change without notice. Past performance doesn’t guarantee future results.
Professional guidance
Please consult a qualified professional for specific advice tailored to your personal situation. This website does not replace professional services.
External links
Links to external websites are for convenience only. We do not control their content or availability and are not responsible for their accuracy.
Results disclaimer statement
Outcomes may differ for each client. No guarantee of results is made and results may vary.
Variation in results
Factors such as individual needs, market conditions, and timing can affect results.
Financial disclaimer statement
Any financial information provided is general and should not be considered advice.
Jurisdiction statement
This website is intended for users in Australia.
Use of this site is governed by the laws of Australia, and users agree to comply with all local regulations.
Disputes will be handled under Australian law and jurisdiction.
Users outside Australia are responsible for following their local laws.
Indemnification
By using this site, you agree to indemnify us against claims, damages, or losses arising from your use.
Severability
If any provision is found invalid, the remainder of the disclaimer remains in effect.
Modifications
We may update this disclaimer at any time. Please review it periodically for changes.
Contact us
If you have questions about this disclaimer, please contact our team for assistance.
Email address: content@lumecarvia.com
Phone: +61 8 7136 6579
Address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia
Effective date: September 7, 2025
Last updated: September 7, 2025